The services provided by Encore Financial Group, LLC are designed to provide you with the tools and knowledge you need to make sound financial decisions to help you achieve financial success. Services are flexible – you decide how much help and advice you need and want at any given time.

Financial planning services involve advising clients on specific areas of interest or need and can be as comprehensive as you wish. Typical services include:

  • Defining and prioritizing financial goals
  • Pre- and post-retirement planning
  • Education funding
  • Cash flow and debt reduction
  • Tax planning
  • Retirement plan (IRA, 401(k), 403(b)) analysis
  • Investment review and analysis
  • Asset allocation based on client’s risk tolerance and capacity
  • Insurance needs/policy analysis
  • Estate planning
  • Second opinions or validation of your current financial planning
  • Educational seminars

Ongoing investment consulting services are also available. These services are continuous in nature and serve to help the client achieve their overall financial objectives while minimizing risk exposure. After a determination of your risk tolerance, an investment policy statement is developed which provides overall guidance to the management of the investment portfolio. Consulting services may include fund selection, portfolio management strategies, investment review meetings, and portfolio rebalancing.

We believe investing requires a long-term approach to building and maintaining wealth. We do not try to time the market or chase returns – rather, we prefer to focus on time in the market. We believe in building diversified portfolios based on your risk tolerance and time horizon. We consider location of assets, whether in taxable, tax-exempt or tax-deferred accounts, and we believe expenses matter, preferring lower-cost investments. Our recommendations will primarily involve mutual funds. We understand the risks inherent in investing and know people are concerned with both inflation and volatility. Our discussions are intended to develop a personalized investment strategy that is aligned with your goals and risk tolerance.